welikrus

  The man’s Stand was in an obscure part of the Shopping Centre, he sets it up only at night and is cautious about the people he deals with. Recognizing me though, he relaxed, and smiling he said ‘I have fresh organic fruits for sale, as usual, Sir, cash only, no change please’. Harmattan had come very early in November 2030 (Year Twenty Thirty) & I took my little ward out to the Shopping Centre in Garki to buy some stuff & to take in the cool dry air. ‘Big Chief, what is ‘Change’ that the man you bought fruits from said he doesn’t have or give? My ward asked me after we had done business with him. I was fondly called the Big Chief, her Dad was the Chief & she was the Small Chief. The man represented a dying relic of the world I grew up in & who will not exist in hers. I thought in my mind. He is one of the remaining  ‘unbanked’  who has refused to adopt the digital currency and its multiple points of transaction. He is an adherent of the Cash Movement, ...

Are you creating opportunities for your kids & wards to become financially well-educated and for them to practice what you have taught them? It is good, in fact, encouraged to assign chores to children in accord with their age and abilities. These chores are their contributions to the smooth running of the home. But within that context, you can give them opportunities to earn money, and thus they can learn how the provision of services is one of the ways to gain wealth. That I didn’t have money to do my own things was one of the greatest disadvantages I faced as a kid. It was embarrassing not to be able to buy little things like ice cream, biscuits, etc when other kids could. It affected my self-esteem; na just say I be ‘Don’, na so people dey use get childhood trauma o. Each time I think about that formative period and think of what to change if I had an opportunity, not having ‘pocket money’ has a premium ranking top of the list. That was the great motivation I designed the ...